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Care Fees, Drop in Clinic, Making a Will, Powers of Attorney, Trusts, Wills, Wills and Power of Attorney Checking Service    No Comments

The people behind an annual national initiative that uses legal knowledge about Wills to raise money for charities, have thanked Fidler & Pepper Lawyers for their fundraising.

Will Aid raises money for nine charities, including Christian Aid, Age UK, British Red Cross, the NSPCC and Save the Children. Since launching in 1988, Will Aid has worked with lawyers and solicitors to raise more than £20 million for good causes.

During the 2018 Will Aid scheme in November, Fidler & Pepper’s office in Mansfield and Sutton in Ashfield raised a total of £3,235.00 by taking donations rather than fees for writing a number of Wills.

Peter de Vena Franks, campaign director for Will Aid, said:

“I would like to offer my heartfelt thanks to Fidler & Pepper for their incredible efforts in 2018. Thanks to the commitment of local solicitors and lawyers that took part in Will Aid 2018, many people both in the UK and abroad will receive life-changing support, and local people who used the scheme have gained peace of mind thanks to having a professionally drawn up Will.”

Richard Howard, Head of Private Client, said: “Taking part in Will Aid every year helps not only the nine charities, but it also spreads the word about why people should have a Will. It’s great to be involved in such an initiative and I believe we have over the years raised almost £30,000 just for Will Aid. This is something we are extremely proud of.”

For more about Will Aid, visit www.willaid.org.uk. For more about Wills at Fidler & Pepper, visit our website.

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Care Fees, Drop in Clinic, Making a Will, Powers of Attorney, Trusts, Wills, Wills and Power of Attorney Checking Service    No Comments

The success of our FREE legal drop-in clinics has prompted us to add more sessions to our January calendar of events!

Early last year we began fortnightly sessions at Sutton Library, part of the Idlewells Shopping Centre.

On alternate Friday mornings, members of the public can just go in to to see our experts and receive free advice on matters such as Wills, Power of Attorney, trusts and care fees.

Since launching this initiative, legal expertise has been shared with more than 50 people, for free.

Richard Howard, who heads the Private Client department, said: “While some of the matters are where we can offer simple guidance, we have also helped people to clarify, and sometimes correct, advice that they have received elsewhere.

The sessions are proving to be very popular, and so, in January, we are adding more to the calendar, with a particular emphasis on probate matters. This is a particular area that can been seen as confusing so it is vital people get the right advice.”

On January 4 and 11, people can speak to our specialist probate experts on a free, no appointment discussion.

On January 18 and 25, more general legal advice from Wills, Powers of Attorney, probate and trusts experts will be available.

Both sessions run between 9.30am and 12.30pm, and take place within the library, at Idlewells Precinct, Nottinghamshire, NG17 1BP.

For more information about the services we offer visit www.fidler.co.uk or call us on 01623 45 11 11.

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Care Fees, Drop in Clinic, Making a Will, Powers of Attorney, Trusts, Wills, Wills and Power of Attorney Checking Service    No Comments

We know that some people choose to get their Wills in place by downloading “do it yourself” kits off the internet. We would always advise that you get these checked by professionals to make sure they are legally correct.

Our Richard Howard – Head of Wills, trusts and probate matters, has seen a number of cases where people have made their own Wills that do not adhere to the current rules and regulations.

We know people go to the internet to find advice, and we know that some people just want to download documents and fill them in themselves.

But Richard has seen many problems arise from people who have used ‘do it yourself’ Wills kits as they are not aware of the rules that could affect what happens to their estate. In the case of Powers of Attorney too, for example, there might be rules about who can make decisions and who cannot.

Richard has seen mistakes happen and it could take a long time, expense, and worry, to rectify these errors. When we’re talking about Wills and Powers of Attorney, the emotions can run very high too. It’s best to get things right, and checked, before problems occur.

Richard has set up a checking service, similar to passport checking services, where people can email or bring in their prepared documents and get them looked over by experts.

If you have made a Will without seeing a qualified Solicitor and want to get this checked, then simply call 01623 451111 for advice or to make an appointment.

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Care Fees, Making a Will, Powers of Attorney, Trusts, Wills, Wills and Power of Attorney Checking Service    No Comments

Caring for someone can be a rewarding experience, but it can also put a strain on you and your time.

We know you want what is best for your loved one and it is an emotional time when having conversations about care and care homes. You might be worried about the financial implications of placing them into care, what will happen to their possessions or their house? And you may be wondering if it will affect your finances? Our advice is to always speak to a professional. Our specialists can help you understand the facts around care fees and eliminate any myths. All advice will be bespoke to you. Call today on 01623 448 318  to book an appointment.

Care Fees made simple

On top of the emotional stress of deciding to place your loved one in care, care Fees are expensive. In England the average cost of a care was £31,000 per year. Whilst we can’t help to pay your Care Fees, we can explain how much they’ll have to pay, and what assets might be exempt from the financial assessments.

If you decide your loved one requires care, they will be financially means tested by the Local Authority. The Local Authority will not look into your finances (the current carer), therefore you should not expect to pay for any care  yourself (as a carer) unless you’re willing to. The Local Authority will ask for access to their bank accounts, savings, stocks and pensions in order to work out how much money the person you care for has. If your loved one owns their own home, this will also be taken into account for the means test, although there are some exceptions.

Once the means assessment has been completed, they will fall into one of three categories;

Upper Threshold: If your assets) are more than £23,250 the Local Authority will charge you for the full cost of your care. This can be reassessed if assets fall below the threshold in the future.

Middle threshold: If you have between £14,250 and £23,250 then some contribution from yourself will be required, the amount the Local Authority agree to fund is dependent on your care needs, income and assets. It is usually £1 per week for every £250 over the lower threshold, known as the tariff income.

Lower threshold: If the value of your assets are less  than £14,250 you should qualify for maximum funding from the Local Authority. This varies per Authority as it is based on the cost of care in their area.

However, regardless of which threshold they fall into, they are expected to contribute via their income towards care, this will be subtracted from the amount the Local Authority agree to pay.

But if your loved one is judged to require “Continuing Care” due to a Primary Heath need;  which might be due to conditions such as dementia, Alzheimer’s, diabetes, epilepsy,  or suffering a stroke , then their care will be paid for by either the Local Authority or the NHS depending on the situation.

Taking the next step – speak to one of our specialists

Making the decision to place a loved one into care will never be easy, it may even cause tension in your family. Knowing the facts may help you and your family decide what is best for your loved one. If you’d like to discuss your situation and get advice on Care Fees pop in and speak to one of our specialists, call us on 01623 448 318 or visit www.fidler.co.uk

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Care Fees, Drop in Clinic, Making a Will, Powers of Attorney, Trusts, Uncategorized, Wills, Wills and Power of Attorney Checking Service    No Comments

We’ve noticed that more people are planning ahead and putting their Wills and Powers of Attorney in place. This is music to our ears as those people will get their final wishes granted. Whilst we’re pleased that more people are getting their affairs in order, we’re also increasingly aware that more people are drafting their own documents. This sometimes works out perfectly, but there are many other people coming to us during difficult and emotional times as their documents are incorrect. This has led to a lot of upset, delays and frustration and this also happens in what the client believed was a simple Will or Power of Attorney document.

What are Powers of Attorney?
Powers of Attorney are a legal way of asking named people to manage your affairs if you’re unable to. This could be because of a physical or mental illness, a disability, an accident or old age. In these situations the people that you choose to help you will be able to make decisions and arrangements on your behalf.

Do you know that there are different types…
There are different types of help that you might need, so there are different Powers of Attorney that you can put in place.

  • General Power of Attorney – Which can be used for a set period of time whilst you have mental capacity (for example if you’re out of the country).
  • Lasting Powers of Attorney can be used whilst you have mental capacity and if you lose mental capacity and there are 2 types:
  • ‘Financial’ which gives those named the responsibility to manage your financial affairs and your home.
  • ‘Health and Care’ gives others the authority to make decisions about your medical needs and treatment if you can’t

What most people don’t know about how long it may take
Most people don’t know that all Lasting Powers of Attorney need to be registered with the Office of Public Guardian which can take  2-3 months. Until this is registered, people can’t use the Power of Attorney. With this in mind it’s good to plan ahead and have the peace of mind these documents are in place early.

Guess what? Wills and Powers of Attorney are not just for the elderly
Some believe that thinking about these things is something you do when you retire, but it’s not the case! We find that people from all walks of life and ages contact us to make a Will or Power of Attorney. People with young families, those that travel frequently, those with a dangerous profession, with medical conditions and older people who want the peace of mind that everything is in place should they need it.

Want to ‘Do It Yourself’ but may need a bit of our help?
With the ease of the internet we know some people like to draft their documents themselves. That’s fine with us – but if you’d like us to give your Will or Power of Attorney a double check then we also have a ‘checking service’ where people can bring in prepared Powers Of Attorney and for a small fee we can take a look. It’s a lot like a passport checking service – you let us check it for you and we make sure it’s exactly as you want it. Sometimes there are rules you may not be aware of that could affect your estate or who can make decisions for you. We can let you know about those and if and how they affect you and your family.

Confused or want some help?
We are specialists and have created thousands of Wills and Powers of Attorney. We can help you through the process of drafting these documents and making sure that they are legally correct. Simply give us a call on 01623 45 11 11 and we can help or answer any questions you may have.

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Care Fees, Drop in Clinic, Making a Will, Powers of Attorney, Trusts, Wills    No Comments

 

No need to book for NEW Fidler & Pepper legal drop-in sessions in Sutton

As local experts in Wills, Trusts and Probate matters, we’re launching new, local drop-in clinics. The clinics will take place at Sutton Central Library on alternate Fridays starting on October 13, and will run between 9.30am and 12.30pm.

People who attend our clinics will be able to meet with Richard Howard, a Partner at our firm, or a member of his experienced team to discuss matters in confidence. The clinics will be free, but if further advice is needed, you will be able to make an appointment with Richard at a later date in the Fidler & Pepper offices in Low Street, Sutton.

Are you local and do you need legal help?

Many people think they don’t have time to sort out their Wills and some won’t know why Trusts and Probate matters are important. There are many local people worried about Care Fees and how this will affect them or their family. Some people might not like to go into the offices of a law firm and would feel more comfortable in an environment that they know. The drop-in clinics are a great way for people to come and talk to us about Wills, Trusts and Probate in a relaxed manner.

Drop-in or get in touch

I cannot stress enough that making a Will is important for people of any age. I have one and I encourage my friends and family to have one, whoever their family solicitor is. For more information about the legal services we offer visit www.fidler.co.uk or call 01623 45 11 11.

We hope to see or speak to you soon.

Richard Howard, Partner and Solicitor.

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