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Care Fees, Drop in Clinic, Making a Will, Powers of Attorney, Trusts, Wills, Wills and Power of Attorney Checking Service    No Comments

The people behind an annual national initiative that uses legal knowledge about Wills to raise money for charities, have thanked Fidler & Pepper Lawyers for their fundraising.

Will Aid raises money for nine charities, including Christian Aid, Age UK, British Red Cross, the NSPCC and Save the Children. Since launching in 1988, Will Aid has worked with lawyers and solicitors to raise more than £20 million for good causes.

During the 2018 Will Aid scheme in November, Fidler & Pepper’s office in Mansfield and Sutton in Ashfield raised a total of £3,235.00 by taking donations rather than fees for writing a number of Wills.

Peter de Vena Franks, campaign director for Will Aid, said:

“I would like to offer my heartfelt thanks to Fidler & Pepper for their incredible efforts in 2018. Thanks to the commitment of local solicitors and lawyers that took part in Will Aid 2018, many people both in the UK and abroad will receive life-changing support, and local people who used the scheme have gained peace of mind thanks to having a professionally drawn up Will.”

Richard Howard, Head of Private Client, said: “Taking part in Will Aid every year helps not only the nine charities, but it also spreads the word about why people should have a Will. It’s great to be involved in such an initiative and I believe we have over the years raised almost £30,000 just for Will Aid. This is something we are extremely proud of.”

For more about Will Aid, visit www.willaid.org.uk. For more about Wills at Fidler & Pepper, visit our website.

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Drop in Clinic, Powers of Attorney, Wills, Wills and Power of Attorney Checking Service    No Comments

We’re pleased to be launching a new initiative aimed at giving people peace of mind should they stop being able to make decisions for themselves. We’re offering to arrange Lasting Powers of Attorney for just £199.00 (Plus VAT) per person, per POA, throughout the month of March 2019.

There are two types of Lasting Powers of Attorney, covering Financial Decisions, or Health and Care. Having these in place means important and personal decisions are made by trusted people who you have chosen to do so.

Without such schemes in place, court or council-appointed organisations can make decisions on behalf of people who cannot make their own, perhaps due to injuries from an accident, or mental health matters.

Our Richard Howard, Fidler & Pepper’s Head of Private Client, said: “It can be too late to get a Power of Attorney in place, but it can never be too soon. Having a POA in place can reduce further heartache and give people peace of mind that wishes will be taken by family or friends.

“Sadly, for some people, life-changing events such as illnesses or accidents happen and they become incapacitated and unable to express their wishes and make decisions on their own.

“And it can mean that decisions are made that are not what family members or the person concerned might want. It can cause additional heartache, legal procedures and money when it really isn’t welcomed – or needed.”

We are offering a discounted rate but we’re doing it to encourage more and more people to get their affairs in order and get that peace of mind.”

For more about Wills, and Power of Attorney, visit www.fidler.co.uk, email poa@fidler.co.uk or call 01623 45 11 11.

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Care Fees, Drop in Clinic, Making a Will, Powers of Attorney, Trusts, Wills, Wills and Power of Attorney Checking Service    No Comments

The success of our FREE legal drop-in clinics has prompted us to add more sessions to our January calendar of events!

Early last year we began fortnightly sessions at Sutton Library, part of the Idlewells Shopping Centre.

On alternate Friday mornings, members of the public can just go in to to see our experts and receive free advice on matters such as Wills, Power of Attorney, trusts and care fees.

Since launching this initiative, legal expertise has been shared with more than 50 people, for free.

Richard Howard, who heads the Private Client department, said: “While some of the matters are where we can offer simple guidance, we have also helped people to clarify, and sometimes correct, advice that they have received elsewhere.

The sessions are proving to be very popular, and so, in January, we are adding more to the calendar, with a particular emphasis on probate matters. This is a particular area that can been seen as confusing so it is vital people get the right advice.”

On January 4 and 11, people can speak to our specialist probate experts on a free, no appointment discussion.

On January 18 and 25, more general legal advice from Wills, Powers of Attorney, probate and trusts experts will be available.

Both sessions run between 9.30am and 12.30pm, and take place within the library, at Idlewells Precinct, Nottinghamshire, NG17 1BP.

For more information about the services we offer visit www.fidler.co.uk or call us on 01623 45 11 11.

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Making a Will, Wills, Wills and Power of Attorney Checking Service, Wills for £99    No Comments

Throughout July we are offering a single Will for £99!* (*plus VAT) and a pair of Wills for £139 (plus VAT). This means for just £99* you can get your Will written by an experienced, friendly professional.

Many people think making a Will is expensive and they research other “less expensive” ways to create one. But it is always best to get your Will written by someone who knows the rules and regulations (that’s us!). Not getting your Will written by a professional could prove costlier in the future, as errors could be expensive and time consuming to rectify.

Everyone needs a Will but occasionally there’s a stereotype associated with Wills as people believe they’re for the older generation, this is not true. Regardless of age a Will is an important document you should have. Not only does a Will allow you to leave your inheritance to who you choose, it can also include guardianship of children. This means should the unthinkable happen to you, your children will be looked after by who you nominate in your Will. A Will written correctly can also protect your inheritance from, for example, a past spouse or even future spouse. Without a Will, things could get complicated and stressful for those you leave behind.

A Will, written by a professional, provides peace of mind and that can be priceless. To book an appointment to get your Will written for just £99* please call 01623 782 713 and quote WILLS 99. For more information on how a Will can help you click here.

 

 

 

 

 

 

 

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Drop in Clinic, Making a Will, Wills, Wills and Power of Attorney Checking Service, Wills for £99    No Comments

One of the most important things you can do is to create a Will, but not many people get around to doing it. Maybe now is the time?

Our discounted service is being offered to encourage everyone to get their Wills written by the professionals.

During the whole of July our price for a single Will is £99 and a pair of Wills is £139 (Plus VAT). To compare, our usual prices are £115 for a single Will and £160 for a pair of Wills (Plus VAT)

You can be certain with Fidler & Pepper (even with our discounted price!!) you will receive the same high level of customer care and expert advice.

We believe everyone should have a Will as it provides peace of mind for you and your family. We find a lot of people contemplate getting a Will but are put off because they think it will be too expensive.

A Will allows you to decide what happens to your assets and estate should anything happen to you. No one likes to think about it, but we recommend that you spend time thinking about what you want to put in your Will.

Our Richard Howard, who heads up the Wills department here says “Dying without a Will in place could prove a lot more costly, as could having a Will that is not written by a professional. For the same price as a night out or a nice outfit, people could have peace of mind – and that could be invaluable.”

Wills, trusts and probate specialists at Fidler & Pepper Solicitors help hundreds of people every year with their expert knowledge.

Email Wills@fidler.co.uk for information, or call 01623 782 713 to make an appointment.

Quote reference ‘WILLS99’ to gain this discount.

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Care Fees, Drop in Clinic, Making a Will, Powers of Attorney, Trusts, Wills, Wills and Power of Attorney Checking Service    No Comments

We know that some people choose to get their Wills in place by downloading “do it yourself” kits off the internet. We would always advise that you get these checked by professionals to make sure they are legally correct.

Our Richard Howard – Head of Wills, trusts and probate matters, has seen a number of cases where people have made their own Wills that do not adhere to the current rules and regulations.

We know people go to the internet to find advice, and we know that some people just want to download documents and fill them in themselves.

But Richard has seen many problems arise from people who have used ‘do it yourself’ Wills kits as they are not aware of the rules that could affect what happens to their estate. In the case of Powers of Attorney too, for example, there might be rules about who can make decisions and who cannot.

Richard has seen mistakes happen and it could take a long time, expense, and worry, to rectify these errors. When we’re talking about Wills and Powers of Attorney, the emotions can run very high too. It’s best to get things right, and checked, before problems occur.

Richard has set up a checking service, similar to passport checking services, where people can email or bring in their prepared documents and get them looked over by experts.

If you have made a Will without seeing a qualified Solicitor and want to get this checked, then simply call 01623 451111 for advice or to make an appointment.

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Care Fees, Making a Will, Powers of Attorney, Trusts, Wills, Wills and Power of Attorney Checking Service    No Comments

Caring for someone can be a rewarding experience, but it can also put a strain on you and your time.

We know you want what is best for your loved one and it is an emotional time when having conversations about care and care homes. You might be worried about the financial implications of placing them into care, what will happen to their possessions or their house? And you may be wondering if it will affect your finances? Our advice is to always speak to a professional. Our specialists can help you understand the facts around care fees and eliminate any myths. All advice will be bespoke to you. Call today on 01623 448 318  to book an appointment.

Care Fees made simple

On top of the emotional stress of deciding to place your loved one in care, care Fees are expensive. In England the average cost of a care was £31,000 per year. Whilst we can’t help to pay your Care Fees, we can explain how much they’ll have to pay, and what assets might be exempt from the financial assessments.

If you decide your loved one requires care, they will be financially means tested by the Local Authority. The Local Authority will not look into your finances (the current carer), therefore you should not expect to pay for any care  yourself (as a carer) unless you’re willing to. The Local Authority will ask for access to their bank accounts, savings, stocks and pensions in order to work out how much money the person you care for has. If your loved one owns their own home, this will also be taken into account for the means test, although there are some exceptions.

Once the means assessment has been completed, they will fall into one of three categories;

Upper Threshold: If your assets) are more than £23,250 the Local Authority will charge you for the full cost of your care. This can be reassessed if assets fall below the threshold in the future.

Middle threshold: If you have between £14,250 and £23,250 then some contribution from yourself will be required, the amount the Local Authority agree to fund is dependent on your care needs, income and assets. It is usually £1 per week for every £250 over the lower threshold, known as the tariff income.

Lower threshold: If the value of your assets are less  than £14,250 you should qualify for maximum funding from the Local Authority. This varies per Authority as it is based on the cost of care in their area.

However, regardless of which threshold they fall into, they are expected to contribute via their income towards care, this will be subtracted from the amount the Local Authority agree to pay.

But if your loved one is judged to require “Continuing Care” due to a Primary Heath need;  which might be due to conditions such as dementia, Alzheimer’s, diabetes, epilepsy,  or suffering a stroke , then their care will be paid for by either the Local Authority or the NHS depending on the situation.

Taking the next step – speak to one of our specialists

Making the decision to place a loved one into care will never be easy, it may even cause tension in your family. Knowing the facts may help you and your family decide what is best for your loved one. If you’d like to discuss your situation and get advice on Care Fees pop in and speak to one of our specialists, call us on 01623 448 318 or visit www.fidler.co.uk

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Care Fees, Drop in Clinic, Making a Will, Powers of Attorney, Trusts, Uncategorized, Wills, Wills and Power of Attorney Checking Service    No Comments

We’ve noticed that more people are planning ahead and putting their Wills and Powers of Attorney in place. This is music to our ears as those people will get their final wishes granted. Whilst we’re pleased that more people are getting their affairs in order, we’re also increasingly aware that more people are drafting their own documents. This sometimes works out perfectly, but there are many other people coming to us during difficult and emotional times as their documents are incorrect. This has led to a lot of upset, delays and frustration and this also happens in what the client believed was a simple Will or Power of Attorney document.

What are Powers of Attorney?
Powers of Attorney are a legal way of asking named people to manage your affairs if you’re unable to. This could be because of a physical or mental illness, a disability, an accident or old age. In these situations the people that you choose to help you will be able to make decisions and arrangements on your behalf.

Do you know that there are different types…
There are different types of help that you might need, so there are different Powers of Attorney that you can put in place.

  • General Power of Attorney – Which can be used for a set period of time whilst you have mental capacity (for example if you’re out of the country).
  • Lasting Powers of Attorney can be used whilst you have mental capacity and if you lose mental capacity and there are 2 types:
  • ‘Financial’ which gives those named the responsibility to manage your financial affairs and your home.
  • ‘Health and Care’ gives others the authority to make decisions about your medical needs and treatment if you can’t

What most people don’t know about how long it may take
Most people don’t know that all Lasting Powers of Attorney need to be registered with the Office of Public Guardian which can take  2-3 months. Until this is registered, people can’t use the Power of Attorney. With this in mind it’s good to plan ahead and have the peace of mind these documents are in place early.

Guess what? Wills and Powers of Attorney are not just for the elderly
Some believe that thinking about these things is something you do when you retire, but it’s not the case! We find that people from all walks of life and ages contact us to make a Will or Power of Attorney. People with young families, those that travel frequently, those with a dangerous profession, with medical conditions and older people who want the peace of mind that everything is in place should they need it.

Want to ‘Do It Yourself’ but may need a bit of our help?
With the ease of the internet we know some people like to draft their documents themselves. That’s fine with us – but if you’d like us to give your Will or Power of Attorney a double check then we also have a ‘checking service’ where people can bring in prepared Powers Of Attorney and for a small fee we can take a look. It’s a lot like a passport checking service – you let us check it for you and we make sure it’s exactly as you want it. Sometimes there are rules you may not be aware of that could affect your estate or who can make decisions for you. We can let you know about those and if and how they affect you and your family.

Confused or want some help?
We are specialists and have created thousands of Wills and Powers of Attorney. We can help you through the process of drafting these documents and making sure that they are legally correct. Simply give us a call on 01623 45 11 11 and we can help or answer any questions you may have.

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Care Fees, Drop in Clinic, Making a Will, Powers of Attorney, Trusts, Wills    No Comments

 

No need to book for NEW Fidler & Pepper legal drop-in sessions in Sutton

As local experts in Wills, Trusts and Probate matters, we’re launching new, local drop-in clinics. The clinics will take place at Sutton Central Library on alternate Fridays starting on October 13, and will run between 9.30am and 12.30pm.

People who attend our clinics will be able to meet with Richard Howard, a Partner at our firm, or a member of his experienced team to discuss matters in confidence. The clinics will be free, but if further advice is needed, you will be able to make an appointment with Richard at a later date in the Fidler & Pepper offices in Low Street, Sutton.

Are you local and do you need legal help?

Many people think they don’t have time to sort out their Wills and some won’t know why Trusts and Probate matters are important. There are many local people worried about Care Fees and how this will affect them or their family. Some people might not like to go into the offices of a law firm and would feel more comfortable in an environment that they know. The drop-in clinics are a great way for people to come and talk to us about Wills, Trusts and Probate in a relaxed manner.

Drop-in or get in touch

I cannot stress enough that making a Will is important for people of any age. I have one and I encourage my friends and family to have one, whoever their family solicitor is. For more information about the legal services we offer visit www.fidler.co.uk or call 01623 45 11 11.

We hope to see or speak to you soon.

Richard Howard, Partner and Solicitor.

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Uncategorized    No Comments

Whether you’re retired and enjoying life or a new (very sleepy) parent, we understand it’s difficult to pinpoint a time you will be free to get your affairs in order and make sure your loved ones are taken care of. That’s why we’re starting FREE Legal Drop-In Clinics in Sutton library. We can provide advice on anything from Wills, Lasting Powers of Attorney, Care Fees, Probate and much more – so feel free to pop in and see us. We’ll be there starting our Drop-In Clinics on the 13th of October at 9:30am and we’ll be in Sutton library every other week from then onwards.

How can a Drop In Clinic help me?

You might be asking, I’ve never made an appointment before, why would I need to Drop-In? There’s a whole range of issues that could affect you and you may be blissfully unaware.

  • For example did you know a Will can also include Guardianship for younger children? This means that should the worst happen to you, you can be comfortable in the knowledge that your children will be raised by who you chose.
  • We also can advise on Living Wills / Advance Decisions; not many people of heard of Living Wills, but they allow you to express your preferences surrounding treatment when you are unable to communicate, e.g. you can refuse treatments, or say which treatment you would prefer, or state you would not like to be resuscitated, etc. The Living Will is then lodged with your GP to hold on your medical records. To most these are not subjects we speak about with our family, so in a time of need, who would know your preferences?
  • What’s a Lasting Power of Attorney? A LPA for short, comes in two forms; (1) Property & Financial Affairs, where you appoint people to help manage your finances if you are unable to. (2) Health and Welfare, should you be unable to make decisions or carry out tasks, this allows you to appoint people to manage on your behalf. These can be pretty important documents, you want to appoint people you trust and it needs to be completed by a legal specialist.
  • When you or a loved one require care, applying and most definitely paying for Care Fees can be very stressful. Did you know the average cost of care in England is £604 per week? It can be a big worry to many families, but speak to one of our specialists and we can help you, either plan for the future or ensure you’re receiving all that you’re entitled to. If you find yourself completely confused by it all, Drop-In.
  • Lastly, Probate; when a person passes away, someone unfortunately, is left to wrap up their affairs. Usually this involves gathering in their assets (getting money out of bank accounts, selling shares and property etc) paying off debts and distributing the estate. But a Grant of Representation is also required. To understand more about this as it’s a based on an individuals situation it is best to speak with a specialist who can provide bespoke advice.

 

I know, there is a lot of information to take in – but we’re here to help

If you’ve read this and are feeling worried, confused or just unsure on what action you need to take, Drop-In. Our Free Legal Drop-In clinic is held every other Friday (from 13th October) at the Idlewells Library, Sutton in Ashfield at 9:30-12:30, there’s no charge but if you bring cake I’m sure we won’t say no. We look forward to seeing you there. If our Drop-In clinics don’t work for you but you’d like to make an appointment to see one of our experienced team then simply call 01623 45 11 11. If you want to find out a bit more about how we can help you visit www.fidler.co.uk

Thanks and hope to see you there! Richard.

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